Tuesday, 8 November 2011

Need Power to rule and serve?? Yeah !!! Its 352 Gazzeted Probationer's Recruitment 2011 - KAS

Was Going through  vijayakarnatkaepaper online paper yesterday and got to know in Karnataka, The recruitment of 352 Gazzeted Probationer's is notified in KPSC. There are Group A and Group B Posts to be filled through this Exam.
Group A- Assistant Commissioner, Dy SP etc.,
Group B - Tahsildar, Social Welfare Officer etc.,

For the detailed notification: Please follow the below official link of KPSC

http://kpsc.kar.nic.in/gp%202011%20notification.pdf

These Posts has been considered as a Prestigious Posts in Karnataka and will be well suited for the people who want to serve society..

All the best for the guys who are taking up this exam..

Saturday, 29 October 2011

Incline and focus on what your heart says...


Some of us think that one is lucky if one is born in a business family so that after graduating one can straightaway take over the family business. That is not always the case as the following examples show:-:

One of the most interesting vocation stories are with respect to Henri Ford. Ford’s father was a farmer who wanted his son to follow him in his own footsteps. However young Hernri’s heart was with the motor engine and similar things with which he tinkered. After furious arguments with his father, he left to chart his own course to create history by becoming one of the world’s richest entrepreneurs. The lesson to learn here is that one has to see where one’s spontaneous inclination lies and then have the courage and conviction to back is up.

Much later in life, Henri Ford brought into ford a person who could concentrate on all other areas except for manufacturing which was Henri’s forte. Henri ford was regarded as a business genius in his time. This shows that even geniuses have to indulge in complimentary synergies- supplement their own strength and complement their weaknesses.

The other example is that of Akio Morita who became Sony’s Chairman. Though he did not have any arguments with his father, being the eldest in the family, he was expected to take over the family business of brewing sake, a Japensese drink. However, Morita’s interest lay in electronics which is where he went. He created one of the world’s biggest companies in partnership with another person.

In one of Dale Carnegie’s books there is the example of one person whose father has a laundry business. His father was ashamed of his son because he had no interest in work and was lazy and indifferent. However the son wanted to become a mechanic and used to do that work endlessly. He pursued his heart and went on to become chairman of Boeing.

Thomas Edison had no father’s business but he used to work 18 hours a day and yet say that he didn’t work in his life as it was all fun.

The best example in recent times is the richest man in the world, Mr Bill Gates who left his Harvard studies midway to follow his heart and that is what made him the richest man in the world. This would obviously not happen with everyone but what one has to learn is to know exactly what one wants to do. Sometime back, Bill Gates made Steve Ballamer CEO and designated himself chief software Architect to focus on his real love, software design. This is similar to what Henri ford did.

Another example is Michael Dell who had a passion for selling computers and competing with IBM which led to the formation of Dell corporation while he was only 19.

It would not be out of place to mention an Indian story. Alyque Padamsee, the former chairman of Lintas has written a book called “The double life”. In that he describes how he used to do advertisements for money which used to fund his real passion which was theatre. He had to sacrifice a lot of social life for this “double life” but this story clearly shows that one has to follow one’s heart more than one’s head for the choice of one’s career.

It can be concluded that passion alone determines what one should or should not be doing because it enables one to overcome all obstacles.

Monday, 24 October 2011

How to become rich????? Thinking and Interest matters lot!!!!

How people become richer because they have a certain value-system!

> They do what they love and love what they do. And they dream big!
> Being passionate about their work, they work hard and work smart…and strive to become the best.
> They try and ensure that every rupee they spend delivers the right value.
> They are not stingy, but they hate waste.
> When they invest, they seek to make the best returns (Beware! ‘Best’ shouldn’t be confused with ‘maximum’ returns. It is about astutely managing risk vs. returns).
> They understand the power of leveraging and employ appropriate techniques to “multiply” money (and not just ‘add’ money).
> For them risk is an ally, not an enemy.
> And finally, of course, they are patient. They don’t rush things, but wait like  a tiger for that perfect moment to make their move.
Simple! Isn’t it? You knew these things all along. Am I right? Well, then what are you waiting for? Why are you still struggling with your 9-to-6 job (or is it 9-to-9 nowadays)? Why aren’t you financially independent?

Why aren’t you rich…yet?
Well, that’s because you find the whole formula too time-consuming and cumbersome. The problem lies, not so much in understanding it, but in implementing it. In today’s fast-paced world, where things work at the touch of the button, it seems anachronistic to expect people to work hard and be patient. No one wants to put in all the hard work and then wait until those efforts bear fruits. They would rather sit at home and hope to win a lottery or hit a jackpot.
Yes…the formula does test one’s patience and commitment. But let me assure you, it is only the beginning that’s difficult.
You know how it is with a car. When you start, it takes some time to overcome inertia and pick up speed. But thereafter the acceleration is much faster. Remember the good old Newton’s law you studied in your school? Same thing with your wealth creation too…once you pick up momentum, it becomes easier and easier…and easier.

You have to be patient in the initial years. But later the growth will be exponential. Thus, you will achieve your financial independence much sooner than what may initially seem to be a long and interminably wait. This is the magic of compounding. Even a genius like Albert Einstein was a great admirer and supporter of the method of compounding.
The crux of the matter is that if you are good at managing money, even little incomes can be built into big riches. But if your money management skills are poor, you may not only remain poor despite big incomes, but could also land up in a financial mess.
The sun’s rays are available to everyone. However, only those who focus them using a magnifying glass are able to convert it into fire. Everyone earns income. However, only those who single-mindedly use a ‘wealth-magnifying’ formula are able to convert their income into wealth

Saturday, 22 October 2011

Do you know, how the share market really works!!!!!!!!!!!!..?

DLF Maiden Heights - Bangalore | 21.46 Lacs - 28.91 Lacs


Address: Electronic City, Bangalore
Types: 2 BHK & 3 BHK
Sizes: 913 sq ft - 1230 sq ft
Expected Possession By: 2013

6 Best Investment Options in India with low risk and tension free!!!!

The following summarizes the options in the short term and long-term investments available for Indian investors.

1. Bank Fixed Deposit (Bank FDs)
Investors with low risk appetite, the best investment in 6-12 months
Also known as term deposits, this product would be offered by all banks. Minimum investment period for the bank fixed deposit is 30 days.
The ideal time for investment for bank FDs is 6 to 12 months, which usually gives the bank less than 6 months FDs bank are likely to be lower than money market returns.
It is important to plan your investment horizon, while investing in this instrument, because the early retirement usually punished.

2. Company Fixed Deposits (FDs)
Ability to return within a fixed income portfolio will soon have tools for small businesses to borrow to investors. Typically, the future is open all year.
Investing in the near future, if you have extra money for more than 12 months. Choose carefully during the investment period of most of the near future, not encashable before their maturity.
Just like all the others, the risk is embedded feature of the near future, especially because it is not mandatory for companies to obtain a financial rating of this instrument.
Investors should not consciously (or a credit rating or even an expert), select the companies they invest There are many small investors lost their life savings by investing in the near future, issued by companies that have run into financial problems.

3. Mutual Funds
Have you ever made an investment in partnership with another person? Thus, mutual funds work in much the same principles. Investors pool their money to buy stocks, bonds or other investments.
Investing in mutual funds allows an investor –
1. Avail the services of a professional money manager (who manages the mutual fund)
2. Access a diversified portfolio despite making a limited investment
Our primer Investing in Mutual Funds should educate you a lot more on the benefits of investing in mutual funds and strategies you could employ.

4. Savings Bank Account
Use only for short-term (less than 30 days) surpluses
Often the first banking product people use, savings accounts offer low interest (4%-5% p.a.), making them only marginally better than safe deposit lockers.

5. Post Office Savings Schemes (POSS)
Low risk and are popular because POSS TDS generally produce more than bank FD. Terms of monthly income if you are a pensioner or have regular income needs. In addition to low (government) risk, the fact that no tax deducted at source  (TDS) in the POSS is a major attraction. Post Office offers several programs including National Savings Certificates (NSC), National Savings Scheme (NSS), Kisan Vikas Patra, Monthly Income Plan and recurring deposit scheme.

6. Bonds and Debentures
Alternative to large investments, or use some of the gains discounts addition
The company has suffered, bonds are fixed income securities issued by companies. How, market illiquid secondary outcome and the lack-luster in the primary market, investments in these instruments is largely skewed towards the problems of financial institutions. Even if you can find high-performance alternative to the secondary market, if you do not want the problems associated with bad deliveries and the transfer process, or want to invest a large sum of money, the main market area is a better choice.

BMW i Series on its way!!!!!!!!!!!!!



The future BMW ‘i’ models have been snapped while winter testing. The BMW i3 and BMW i8 are the first models in the newly announced range and are a citycar and coupĂ©, respectively. The i3 has been previously known as the BMW Megacity vehicle and has been in the works for some time. It’s still not clear whether it will be an all-electric vehicle or a hybrid model.
The i8 will be the production version of BMW’s fascinating Vision EfficientDynamics concept car. It’s designed to be a two-seater hybrid super coupĂ© and should join the i3 in a 2013 release. The i8 is a snazzy-looking model under the limited camouflage, having the wide stance and sweeping lines of the concept it’s based on. After first appearing in 2009 as the concept model, a 2013 launch date seems quite a way off given it’s frolicking out and about without much dress on.
The BMW i3 on the other hand, looks more like a classic citycar model, totally out of BMW character. While the i8 will be predictably expensive and luxurious, a reported price tag of 40,000 euros doesn’t make the i3 economic, either. It will probably reach the market right after the i8 and the two will represent the opposite poles of the ‘i’ range before other models are developed.